Gift Planning

• You place assets in a trust for a number of years. You select the time frame.
• During that period, we receive income from the trust. You select the payout percentage.
• At the end of the trust, control of the assets passes to your family.
• Although you do not receive an income tax deduction, you are able to preserve your estate and minimize transfer taxes.

This arrangement may be right for you if:

• You have assets you wish to pass to family, and you expect those assets to appreciate in the future.
• You have a taxable estate and wish to maximize your available exemptions.