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Charitable Remainder Annuity Trusts
(Gift example*)

You are holding appreciated stock valued at $100,000 from which you receive a $1,000 dividend annually. You would like to reinvest for more income; however, you will owe a capital gains tax on $90,000 of profit if you do. Instead, you contribute the to a charitable annuity trust paying you and your spouse (ages 70 and 68) $5,000 annually.

What are the benefits?

Amount contributed

$100,000

Cost basis

$10,000

Capital gains tax avoided (90,000 x 15%)

$13,500

Annual income (fixed)

$5,000

Charitable deduction *

$40,328

Tax savings @ 33%

$13,308

Click here to calculate the benefits a Charitable Remainder Annuity Trust would give you.

Note: The Annuity Trust is not the only gift plan that pays you lifetime income. Compare its benefits with those of the unitrust and the gift annuity.


* This example is based on a factor that changes monthly. Contact our office for a personal illustration based on the latest rates.

For more information

Email us, complete the personal illustration form, or call us at (619) 744-3352 so that we can assist you through every step of the process.