Gift Planning

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Charitable Gift Annuities
(Gift example*)

You hold a stock portfolio that has appreciated well but only pays you 2% income per year. You are now 70, and you are concerned that if you sell some of the stock to reinvest in bonds, capital gains taxes will cut heavily into the proceeds. You want to make a gift of $50,000 to the Zoological Society of San Diego, but you need the income that your portfolio provides you.

You are looking for a gift plan that will continue this income and increase it, if possible.

Here's a summary of the income and tax benefits from this gift annuity:

Donor (Age 70)

Amount contributed (stock)

$50,000

Cost basis

$20,000

Gift annuity rate

6.1%

Annual payments

$3,050

Tax-Free portion

$756

Charitable deduction

$19,940

Click here to calculate the benefits a gift annuity would give you.

Note: The Charitable Gift Annuity is not the only gift plan that pays you lifetime income. Compare its benefits with those of the annuity trust and the unitrust.

*This example is based on a factor that changes monthly. Contact our office for a personal illustration based on the latest rates.

For more information

Email us, complete the personal illustration form, or call us at (619) 744-3352 so that we can assist you through every step of the process.